Insurers trust Xapien for instant insight on policyholders

Underwriting & claims fraud support

Xapien helps you quickly understand who you are giving a policy to, helping you to underwrite the right people and deliver a more profitable book with fewer claims.


“Seeing the product was a Eureka moment for us.”

Zurich Insurance

Knowing who you are underwriting is essential when quoting for a policy.

A cleaner book means that honest customers have a lower 'fraud' tax included in their premiums helping provide a more competitive market offering.

Insurance underwriters are very good at understanding the risks associated with different types of business and their locations. The scoring on these attributes have been refined over decades.

The missing link in the chain is the person running the company — understanding their background, the number of failed companies they have had, the business press reporting, the allegations, criminal cases etc. all add up to give a clear picture of the person and an indication as to whether moral hazards have been identified.

Xapien helps our insurance clients pull together corporate records, insolvencies, struggling companies and other corporate risk flags.


Deciding to investigate an insurance claim for fraud is a big decision – it delays the pay-out, which affects customer satisfaction. It is also expensive and time-consuming.

Setting the claimant in context, Xapien helps you identify their business associates, assets and pertinent risks across web and media content. We do this by locating relevant content, at scale. Our deep linguistic technology identifies non-obvious links through complex corporate structures and extracts valuable insight buried deep within text. We determine risk and provide quick insightful overviews to help you make informed decisions quicker.

As well as saving hours on every investigation, Xapien provides our clients with consistent, comprehensive, and reliable insight, accelerating their claims process by highlighting risk, early.

Designed with insurers in mind


Customers are using our platform


Hours are saved on average

Trusted by world-leading institutions.

How Xapien works... in 30 seconds

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